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  • The present day average rate are six.41percent, considering Moneyfacts, because the average four-seasons fixed rate try 5.96percent.
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  • Santander, and many smaller lenders, features cut repaired mortgage rates for new and you will current people after the a freeze on the Bank out of England feet price the other day, writes Jo Thornhill.

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Tool import sale, to own existing customers trying to change to a new rates, had been slashed by the to 0.twenty six percentage items, having the newest five-12 months fixed rate selling including cuatro.89percent. Virgin Currency have slash fixed mortgage costs for brand new people from the as much as 0.19 payment issues, that is giving an industry-leading four-season fixed rates to possess home buy from the 4.71percent. Atom Financial, the new application-based financial, have reduced picked repaired costs from the to 0.twenty five fee items. It is providing two-seasons fixed costs away from 5.69percent, three-season cost away from 5.54percent and you will four-seasons sale from 5.24percent, all from the 60percent LTV and with a 900 fee.

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